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 Past two (2)
years W-2 statements.
Pay Stubs covering
the last (30) thirty days.
Most recent three
months banks statements.
Most recent transaction
summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of
any stocks or certificates of deposits.
Copy of the purchase
and sale agreement
If you are currently
renting….either 12 months canceled rent checks or the name
and address of your current landlord.
If divorced…
a fully executed divorce decree.
For a refinance,
a copy of the deed, and most recent tax bill.
A letter of explanation
for any known credit problems.
For self employed borrowers, employed in sales, paid by commission,
or owns rental real estate:
Two (2) years signed personal tax returns- including all schedules.
If self-employed
through a corporation, last two years corporate returns as well
as a year-to-date profit and loss statement and balance sheet.
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